South of SR 44

What should a buyer know about the South of SR 44 section?

Newer construction, newer roofs, and newer mechanicals, which matters for Florida insurance. Bond balances here are generally higher than in the older sections because the infrastructure debt is more recent. Verify the balance per address.

New construction quality and new mechanicals, against the highest bond exposure in the community and amenities that in places are still being completed. Ask what is open today rather than what is planned.

What do homes in this section actually look like?

Across the 272 2026 records on this section's streets, the median home was built in 2021 and has 1,569 square feet of heated area, with build years ranging from 1967 to 2024. 99 percent carry ZIP 32163. Treat it as a profile of the section, not a valuation; prices by area are in the Wealth Report.

Read those as a profile of the section, not as a valuation. Each record is placed in its section by matching the street to the District's street directory, so this is close to a census of 2026 activity here. No price appears in the table because ZIP 32162 has sold data only from May 4 and a section median would mix windows. For measured market figures, the Wealth Report breaks the community out by ZIP, and this section sits in Southern Oaks, Fenney and the south (ZIP 32163) for 99 percent of its attributed records.

What kind of homes are in the South of SR 44 section?

Entirely site-built and entirely modern: open plans, impact or upgraded glazing on many homes, and newer mechanicals. Fenney and the Southern Oaks villages account for most of what trades here.

The home types guide covers designer, premier, patio villa, courtyard villa and cottage villa in detail, with price per square foot for each.

What should I check on roof age and insurance here?

Roofs here are new enough that insurance questions center on wind mitigation credits rather than replacement age. Get the wind mitigation report; on a home this new it usually saves money rather than costing it.

Florida insurance is priced largely off roof age and wind mitigation features, which is why two homes with the same asking price in different sections can carry very different monthly costs. The true cost calculator works the insurance line into a full monthly number. Insurance quoting is a licensed activity, so confirm any figure with an agent before you rely on it.

How does the bond work in the South of SR 44 section?

Bond balances in this section are among the highest in the community, because the infrastructure debt was issued recently and has barely amortized. A home here can carry an annual bond assessment several times what a comparable Historic Side parcel carries. This is not a reason to avoid the section. It is a reason to compare total obligation rather than asking price.

There is no single bond figure for a village or a section. Bond debt is assigned per parcel, so two homes on the same street can carry different balances. The bond explainer walks through how to pull the exact number for an address, or send me an address and I will run it. Bond payoff has tax and financing implications that belong with a CPA and a lender, not with an agent.